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For the last 3 years kerwin has made deposits of $80.00 at the end of every month earning interest at 4% compounded monthly. If he

For the last 3 years kerwin has made deposits of $80.00 at the end of every month earning interest at 4% compounded monthly. If he leaves the accumulated balance for another 10 years at 4% compounded semi-annually what will the balance be in the account?

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