For the month ending September 30, 2020, Gardener Company has received $10,000 from customers, $30,000 in capital contributed from shareholders, and borrowed $20,000 from the bank. The company also paid its employees $5,000, bought equipment totaling $40,000, and paid cash dividends of $1,000 to shareholders. Assume beginning cash was zero. 

Prepare a Statement of Cash Flows to illustrate what ending cash is at the end of the month.