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For the next 1 3 years you will receive $ 1 , 4 4 6 annually and the discount rate is 5 . 7 percent.

For the next 13 years you will receive $1,446 annually and the discount rate is 5.7 percent. How much higher is the present value if the payments are made at the beginning of each year instead of at the end of each year?
(Do not round any intermediate calculations. Round your final answer to 2 decimal places and enter it in the box below.)
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