For the next 10 years, Debra will receive a $10,000 check at the end of every year as part of an insurance settlement. (a) Assuming she were to deposit that money into an annuity at 4.5% compounded continuously, how much would her annuity be worth at the end of the 10 years? (b) She is offered a onetime lump sum amount payment, the amount being what she would need now that would grow to the future value found in part (a) at the same percentage rate. What is that lump sum? Round your answers to the nearest dollar and do not use commas in the answer blanks. (a) $ (b) 3