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For the past ten years, Ollie has made annual contributions into a spousal RRSP under which his wife, Ona, is the annuitant. In addition, Ollie
For the past ten years, Ollie has made annual contributions into a spousal RRSP under which his wife, Ona, is the annuitant. In addition, Ollie owns two other RRSPs, a regular RRSP and a locked-in RRSP. Ollie and Ona are purchasing their first home and have decided to borrow funds through the Home Buyers' Plan to help fund the initial purchase. Ollie can make an HBP withdrawal from: 1. His regular RRSP. 2. His locked-in RRSP. 3. The spousal RRSP to which he is the contributor
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