For this and the next question: Maxx Construction Company (MCC) needs to invest $10 million in assets. It expects to have a basic earnings power (BEP) ratio of 35%. All of MCC's income will be operating income. MCC can finance up to 80 percent of its assets with debt at an interest rate of 12%. Tax rate is 20%. Calculate the company's ROE if it finances entirely with common equity and calculate MCC's ROE if it finances with 25% debt?