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For this project, you should look up the UBPR for two banks: Town and Country Bank Midwest (Quincy, IL) and State Street Bank and Trust

For this project, you should look up the UBPR for two banks: Town and Country Bank Midwest (Quincy, IL) and State Street Bank and Trust Company (Quincy, IL). You should calculate the following ratios for each bank for 12/31/2020:

  • ROE
  • ROA
  • Equity Multiplier
  • Profit Margin
  • Asset Utilization
  • Net Interest Margin
  • Spread
  • OH Efficiency
  • Interest Expense Ratio
  • Provision for Loan Loss Ratio
  • Noninterest Expense Ratio
  • Tax Ratio
  • Interest Income Ratio
  • Noninterest Income Ratio

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