For this question there's no rounding in between calculations only the final answer can be rounded to the nearest cent.

you bought a house worth $321,000. you pay 25% of the purchase price in cash and arrange the 20 year mortgage with a rate of 5% compounded Semiannually for the remaining balance. The mortgage hasn't amortization period of 20 years. after having made payments for 10 years (starting at the end of the first month), what will the outstanding balance of the mortgage be?