For which scenario would an independent auditor's report offer a qualified opinion? a. If the auditor doesn't find any problems with the way a firm's financial statements were prepared and presented b. If the auditor discovers more serious and widespread problems with a firm's statements c. If the auditor identifies some minor concerns but believes that on balance the firm's statements remain a fair and accurate representation of the company's financial position d. If the auditor discovers several serious problems with a firm's statements