Format this assignment as a business letter. Do not use a letter template (an automatic 10-point deduction will be applied). Be sure to use the proper business letter format

9.20 Credit Refusal: Pay as You Go at Gizmo

As manager of Gymzo Fitness, you must refuse the application of Fiona Marin for an Extended Membership. This is strictly a business decision. You liked Fiona very much when she applied, and she seems genuinely interested in fitness and a healthy lifestyle. However, your Extended Membership plan qualifies the member for all your testing, exercise, recreation, yoga, and aerobics programs. This multiservice program is expensive for the club to maintain because of the large staff required. Applicants must have a solid credit rating to join. To your disappointment, you learned that Fiona’s credit rating is decidedly negative. Her credit report indicates that she is delinquent in payments to four businesses, including Diamond Fitness Center, your principal competitor.

You do have other programs, including your Drop In and Work Out plan, which offers the use of available facilities on a cash basis. This plan enables a member to reserve space on the racquetball and handball courts. The member can also sign up for yoga and exercise classes, space permitting. Since Fiona is far in debt, you would feel guilty allowing her to plunge in any more deeply.

Your Task Refuse Fiona Marin’s credit application but encourage her pay-as-you-go cash business. Suggest that she make an inquiry to the credit-reporting company Experian to learn about her credit report. She is eligible to receive a free credit report if she mentions this application. Write to Fiona Marin, 466 Circle Street, Milwaukee, WI 53204.