Foundations of Accounting - Pre-Test Accounting - Sarbanes-Oxley, Internal Control, and Cash A credit memorandum from the bank A always decreases a bank customer's account is used to show a bank service charge can be used when a company has deposited a customer's NSF check D can be used when the bank has collected a note receivable for the customer Record Answer You must select an answer and press "Record Answer" for your answer to be recorded. DO NOT let the time expire for the question you are on. If this happens before you answer a question, the exam will automatically advance to