Answered step by step
Verified Expert Solution
Question
1 Approved Answer
Four months ago, Sara was a passenger in her neighbor's car when the neighbor tried to get through an intersection at a light that had
Four months ago, Sara was a passenger in her neighbor's car when the neighbor tried to get through an intersection at a light that had just turned red. Their vehicle was struck by another vehicle driven by someone who was just over the blood alcohol limit for drunk driving. Sara suffered lacerations and broken bones in her arm and leg. She was taken by ambulance to a hospital where healthcare providers performed a battery of diagnostic tests and treated her injuries. Sara has incurred $60,000 in medical expenses to date and will need little to not much care in the future for injuries she suffered in this accident. Her doctors believe that she will be able to return to work full time as an accountant with no permanent disability and no scarring. She has a bachelor's degree in accounting from a local university, and before the accident she was earning approximately $85,000 a year. The local economy has caused many in Sara's profession to be laid off. Her employer at the time of the accident has since informed her that her position is no longer available. Sara, 35 years old, has managed to take care of herself and her 5 year old son since being discharged from the hospital, although she still takes pain medication from time to time. The child's father was killed while serving in the military. Sara is represented by a competent but inexperienced attorney. The limits of the neighbor's and the drunk driver's liability policies are not a concern. Please answer and discuss the following questions: First, when responding to the following questions, take the position of the claims adjuster of the neighbors insurance carrier or the drunk driver, but not both. a. As a claims adjuster, what other documents or information would you request to investigate this loss further? b. We will say this is a pure comparative negligence state. Take the position as to how much liability you would assess to each party in the loss and why. c. Determine how much the known damages are, the unknown damages, and what you think the case reserve will be
Step by Step Solution
There are 3 Steps involved in it
Step: 1
Get Instant Access to Expert-Tailored Solutions
See step-by-step solutions with expert insights and AI powered tools for academic success
Step: 2
Step: 3
Ace Your Homework with AI
Get the answers you need in no time with our AI-driven, step-by-step assistance
Get Started