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Four years ago, you opened a saving account and immediately deposited $ 3 , 0 0 0 . Two years later, you added $ 8

Four years ago, you opened a saving account and immediately deposited $3,000. Two years later, you added $8,000 to your savings. One year ago, you withdrew $1500 to purchase an iPhone 14. At that time, your bank adjusted the annual compounding interest rate from 5.5% to 4.5%. What is the current balance in your account?
a.
$10,462.32
b.
$12,354.56
c.
$10,933.55
d.
$11,038.17

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