Four years ago, you started investing with $$1,000.$ You added $$250$ at the end of the first two years but withdrew $$500$ in the third year. In Year $4,$ you sold the investment for $$500.$ What is your money$-$weighted return?

$-12\mathrm{.}74\%$

$15\mathrm{.}90\%$

$-37\mathrm{.}39\%$