Fractional reserve banking - is it a risk worth taking?

Required

1.In a few sentences, briefly explain the issue and provide some background and context. Explicitly state your opinion - where do you stand on this issue?

2.Describe key piece of evidence in support of opinion. Connect this evidence back to main argument.

3.Describe another important piece of evidence in support of opinion. Connect this evidence back to main argument.

4.Address counter argument: What would be an argument of the opposing side?

Rebuttal: What is response to this argument? Why doesn't it apply to this situation/context?

5.Summarize: In a couple sentences remind your reader of the main argument and evidence.