Fran has just sold her business. There terms of the sale called for the following yments: $30,000 payable right away, $12,000 payable at the end of each year for the next 4 years, and $9,000 payable at the end of each year for the following 4 years (years 5 through 8). Using a discount rate of j, =7%, calculate the fair market value (PV) of the sales ent