Francina, who just started her first job, had been repaying her luxury sports car loan until she stopped payments two months ago. Her car was repossessed. What could have been good preventive behavior in this case?

1-She could have applied for a low-interest credit card and continued making payments.

2-She could have asked for cash advances to her job.

3-She could have reported the situation to the Consumer Financial Protection Bureau.

4-She could have used discretion in selecting the purchased item and applying for the loan

pls pick one