Francisca purchased a television set from Jaba Electronics Ltd. on hire purchase terms. The hire purchase price was Sh. 45,000. She paid a down payment of Sh. 5,000 and the balance was to be paid in monthly instalments of Sh. 5,000. Francisca defaulted after consistently paying the required instalments for a period of six months. Jaba Electronics Ltd. promptly repossessed the television set. Esther had agreed to guarantee the performance of Franciscas obligations under the hire-purchase agreement.

Discuss the legal positions of Francisca, Esther, and Jaba Electronics. [10 Marks]