Frank and jesmine are married and file a joint return. The couple has a modified adjusted gross income (MAGI) of $41,000. Jack contributed $2,000 to his traditional individual retirement account (IRA) for the tax year. Neither Frank nor Jasmine have ever takena distribution from a retirement plan. Assuming there is no limited base on their tax liabilaity what is the amount of their Savers Credit Which of the following is correct:

a 0

b $200

c $400

d $1,000