Frank owns and is insured by a participating whole life insurance policy with a death benefit of $85,000, including $35,000 of paid-up add $30,000. T amount of this policy would be valued in Frank's estate? itio ns to the face a mount. His basis in the policy is he beneficiaries are his daughter and son, equally. If he were to die today, what $85,000 $30,000 $0 $50,000