Franki finances a motor home for $$44,500$ by taking out an installment loan for $36$ months. The payments were $$1,774\mathrm{.}31$ per month and the total finance charge was $$19,375\mathrm{.}16.$ After $23$ months,

Franki decided to pay off the loan. After calculating the finance charge rebate, find the loan payoff amount.

$$20,418\mathrm{.}67$

$$21,433\mathrm{.}97$

$$22,396\mathrm{.}92$

$$42,441\mathrm{.}19$