Franki finances a motor home for $44,300 by taking out an installment loan for 36 months. The payments were $1,784.31 per month and the total finance charge was $19,935.16. After 21 months, Franki decided to pay off the loan. After calculating the finance charge rebate, find the loan payoff amount.

Group of answer choices

$22,490.17

$23,897.36

$22,417.77

$23,172.73