Franklin, a depositor of the Milltown Bank, orally ordered the bank cashier to stop payment on a check he had issued. The check was issued in payment for goods that were not received. Franklin learned that the seller was a notorious confidence man. The cashier, in turn, notified the tellers that an oral stop order had been given. Ten days later, one of the tellers, who was not paying much attention to his business, paid the seller's wife, who had been sent to the bank to cash the check for the seller. Franklin, while examining his canceled check at the end of the month, discovered the error and promptly demanded that his account be credited for the amount of the check. Is he entitled to the credit? Why