Fraser is an independent life insurance representative and he meets with a prospective client, Fae. Fraser determines that Fae needs a whole life insurance policy. Fae has a segregated fund portfolio with another insurance representative. Fraser recommends that Fae purchase a whole life policy, but indicates that he will also require Fae to purchase segregated funds from him. Which of the following statements about Fraser's conditions for Fae's transaction is CORRECT?

a)Fraser can offer Fae a package deal of segregated funds and whole life insurance if he provides appropriate disclosure.

b)Fraser must have at least $100,000 in professional liability insurance in order to offer Fae life insurance products.

c)Fraser is prohibited from offering Fae the whole life policy on the condition that she also purchase segregated funds from him.

d)Fraser can offer the whole life policy if he has completed the accident and sickness insurance Life Licence Qualification Program (LLQP).