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FRED ~ - 30-Year Fixed Rate Mortgage Average in the United States 10-Year Treasury Constant Maturity Minus 2-Year Treasury Constant Maturity 20 15 10 Percent

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FRED ~ - 30-Year Fixed Rate Mortgage Average in the United States 10-Year Treasury Constant Maturity Minus 2-Year Treasury Constant Maturity 20 15 10 Percent 5 0 -5 1975 1980 1985 1990 1995 2000 2005 2010 2015 2020 Shaded areas indicate U.S. recessions. Sources: Federal Reserve Bank of St. Louis; Freddie Mac fred.stlouisfed.org

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