Fred and Sasha Seidel, both graduate students, moved into an apartment near the university. Sasha wants to buy renters insurance, but Fred thinks they dont need it because their furniture isnt worth much. Sasha points out that, among other things, they have some expensive computer and stereo equipment. To help the Seidels resolve their dilemma, suggest a plan for deciding how much insurance to buy, and give them some ideas for finding a policy.