Friendly Bank is a small lending institution that prides itself on providing great customer service.That's why it tries not to clutter up a perfectly good deal with too much paperwork.S. Plath approaches Friendly Bank about a loan and offers to put up her antique bell jar as collateral.Friendly Bank's manager tells Ms. Plath, "There's no need to fill out any forms.We'll loan you the money if you will let us hold the bell jar until the loan is paid off."Ms. Plath agrees, hands over the bell jar to Friendly Bank and Friendly loans Ms. Plath the money. Does Friendly Bank have a security interest?If so, is it perfected in its interest? Please explain your answer.