Friendly Furniture Company has sold you $10,000 worth of furniture (what in the world were you thinking at the time!) that will be repaid by payments of $210 per month for the next 15 years. 5a) 2.045% a. Compute the effective monthly rate. b. What is the Annual Percentage Rate (APR)? c. What is the effective annual rate or Equivalent Annual Return (EAR)? 5b) 2.045% 5c)