Friendly's Quick Loans, Inc., offers you "Five for four, or I knock on your door." This means that you get $4 today and must repay $5 when you get your paycheck in one week (or else). Requirement 1: What is the effective annual return Friendly's eams on this lending business? (Round your answer as directed, but do not use rounded numbers in intermediate calculations. Enter your answer as a percent rounded to 2 decimal places (e.g. 32.16)) Effective annual retun Requirement 2 If you were brave enough to ask, what APR would Friendly's say you were paying? (Round answer as directed, but do not use rounded numbers in intermediate calculations. Enter your answer as a percent rounded to 2 decimal places (o.g, 32.16)) nnual percentage rate