From age 25, you contribute $5,000 a year to a Roth IRA. At age 35 after making 10 annual contributions, your account balance including returns on your stocks is $66,000. You want to take money out to start a business. What is the most you can withdraw without paying any penalty or taxes?

4.Suppose John dies and Mary, his wife, survives. His probate assets LIKELY include:

a.John's 401k account

b.A large checking account with John and Mary owning it as joint tenants.

c.a large life insurance policy on John's life

d.John's golf clubs