From January 28, 2020 to October 28, 2020, Delaney's Fine Shoes Company achieved a saving position of $400,000 but experienced the following changes in its assets and liabilities of interest. The company invested in $475,000 worth of renovations and purchases of new equipment at both its Montreal and Toronto facilities, sold $100,000 worth of another companys stocks and bought $50,000 worth of Canada savings bonds. It also decreased its bank deposits by $50,000, and had to pay off a short-term debt of $25,000 that had become due at the time.

Using the flow-of-funds equation, determine how much new borrowing the company might have contracted to achieve the stated changes in its financial position. Determine if the company was a net debtor or net creditor during the stated period and calculate by how much such an amount might have been.