From the history, we know the following. There are two classes: Good Standing and Default Credit Score Net Worth 5.3 5.1 7.2 5.4 5.1 5.4 7.4 6.1 7.3 6 5.8 6.3 5.1 6.3 5.5 Loan Outcome 3.7 Good Standing 3.8 Good Standing 3 Defaulted 3.4 Good Standing 3.3 Good Standing 3.9 Good Standing 2.8 Default 2.8 Good Standing 2.9 Default 2.7 Good Standing 2.8 Default 2.3 Good Standing 2.5 Good Standing 2.5 Good Standing 2.4 Good Standing Now we have a new borrower, with 5.2 credit score and 3.1 net worth. Would you classify the new borrow into the Good standing class or the Default class? Show your calculation