From the SEC.gov website (Securities and Exchange Commission) : "When your broker recommends that you buy or sell a particular security, your broker must have a reasonable basis for believing that the recommendation is suitable for you. In making this assessment, your broker must consider your income and net worth, investment objectives, risk tolerance, and other security holdings."

The requirement that a financial advisor must Know Your Client, including his/her tolerance for taking risks, is a universal requirement amongst investment regulators around the world. Do a web search, find and take a risk tolerance questionnaire. Do you think the result is a fair estimation of your tolerance for risk? What, exactly, do you think it is using as markers for your tolerance for risk? (What are the factors that make up "risk"?) Is anything missing from the questionnaire that should be part of your risk tolerance profile?