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From this table, is the trend favorable or unfavorable regarding accrued interest receivable? Dec 31, 2021 Dec. 31, 2020 Gross Loans 722,287 709,799 Less allowance

From this table, is the trend favorable or unfavorable regarding accrued interest receivable?

Dec 31, 2021

Dec. 31, 2020

Gross Loans

722,287

709,799

Less allowance for loan losses

(7,262)

(7,390)

Loans, net

715,025

702,409

Accrued interest receivable

4,233

5,160

A. The Trend is Favorable

B. The Trend is Un-Favorable

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