Fund J begins with a balanoe of 20,000 and vams an anmual effective rate of 6.5%. At the end of each year, the interest eamed and an. additional 1,000 is withdrawn from the fund 50 that by the end of the 20th year, the fund is depleted. The annual withdrawals of interest and principal are depoxited into Fund K, which earns an annual effective rate of 8.25%6. At the end of the 20th year, the accumulated value of Fund K is x.. 39.332 54.818 84.593 86,902 97,631