Future value of a single deposit

On December 31, 2020, Anna Marie decides to start an investment account for a new house and withdraw the funds on December 31, 2030

Anna Marie can decide between either alternatives:

1. December 31, 2020 - deposit $200,000 for a return of 7%

2. December 31, 2022 - deposit $200,000 for a return of 8%

Which alternative will yield her the highest return for her new house?