Future Value of an Annuity Rate of interest per period in percent Periods 12% 3% 5% 6% 8% 9% 10% 12% 15% 20% 3 3.015 3.090 3.152 3.183 3.246 3.278 3.310 3.374 3.472 3.640 4 4.030 4.183 4.310 4.374 4.506 4.573 4.641 4.779 4.993 5.368 5 5.050 5.309 5.525 5.637 5.867 5.985 6.105 6.353 6.742 7.441 6 6.075 6.468 6.801 6.975 7.336 7.523 7.715 8.115 8.753 9.929 7 7.105 7.662 8.142 8.393 8.925 9.200 9.487 10.089 11.066 12.915 8 8.14 8.892 9.549 9.897 10.636 9 9.1821 10.159 11.026 11.491 12.487 10 10.228 11.464 12.580 13.180 12 12.335 14.192 15.917 16.870 18.977 11.028 13.021 14.486 15.193 20.140 15 15.536 18.599 21.578 23.276 27.152 29.360 16 16.614 17 17.697 20.156 23.657 25.672 30.324 33.003 21.761 25.840 28.218 33.750 36.973 18 18.785 23.414 28.150 30.905 37.450 41.301 19 19.879 25.116 30.539 33.759 41.446 46.018 11.435 12.299 13.726 16.499 13.579 14.775 16.785 20.798 15.937 17.549 20.303 25.958 21.384 24.133 29.001 39.580 31.772 37.280 47.580 72.035 35.949 42.753 55.717 87.442 40.544 48.883 45.599 55.749 51.159 63.439 65.075 105.931 75.836 128.117 88.211 154.740 20 20.979 26.870 33.065 36.785 45.762 51.160 57.275 72.052 102.444 186.688 21 22.084 28.676 35.719 39.992 50.422 56.764 22 23.194 30.536 38.505 43.392 55.456 62.873 64.002 71.402 81.698 118.810 225.026 92.502 137.632 271.031 23 24.310 32.452 41.430 46.995 60.893 24 25.432 34.426 44.502 50.815 66.764 25 26.559 60 60 36.459 47.727 73.105 69.770 163.053 353.584 533.128 1253.21 54.864 76.789 84.700 1944.79 69.531 79.543 104.603 88.497 118.155 184.168 392.484 98.347 133.334 212.793 471.981 3034.82 7471.64 29219.9 281732 159.276 326.237