Future Value of Annuity. Jesse has just learned that she won $1 million in her state lottery. She has the choice of receiving a lump-sum payment of $396,721 or $50,000 per year for the next 20 years. Jesse can invest the lump sum at 11%, or she can invest the annual payments at 9% per year. Which should she choose for the greatest return after 20 years? (Use the Financial Tables in Appendix C in computing your answer.) If Jesse choose the lump-sum option, after 20 years she would have $1. (Round to the nearest cent.) If Jesse choose the annual payment option, after 20 years she would have $ (Round to the nearest cent.) Which should she choose for the greatest return after 20 years? (Select the best answer below.) OOO Jesse should choose either option since the future value in 20 years is equal for both. Jesse should choose the annual payment option since it has a future value in 20 years greater than she would have with the lump-sum option.. Jesse should choose the lump-sum option since it has a future value in 20 years greater than she would have with the annual payment option