Fxhibit 1-A Future Value (Compounded Sum) of \$1 after a Given Number of Time Periods Evhihit 1_C Present Value of S1 to Be Received at the End of a Given Number of Time Periods Exhibit 1-D Present Value of \$1 Received at the End of Each Period for a Given Number of Time Periods (an Annuity) \begin{tabular}{|c|c|c|c|c|c|c|c|c|c|c|c|c|} \hline Period & 11 & 21 & 31 & 41 & 51 & 61 & 71 & 81 & 91 & 101 & 111 & 121 \\ \hline 1 & 0.990 & 0.980 & 0.971 & 0.962 & 0.952 & 0.943 & 0.935 & 0.926 & 0.917 & 0.909 & 0.901 & 0.893 \\ \hline 2 & 1.970 & 1.942 & 1.913 & 1.886 & 1.059 & 1.833 & 1.808 & 1.703 & 1.759 & 1.736 & 1.713 & 1.690 \\ \hline 3 & 2.941 & 2.884 & 2.829 & 2.775 & 2.723 & 2.673 & 2.624 & 2.577 & 2.531 & 2.487 & 2.444 & 2.402 \\ \hline 4 & 3.902 & 3.808 & 3.717 & 3.630 & 3.546 & 3.465 & 3.387 & 3.312 & 3.240 & 3.170 & 3.102 & 3.037 \\ \hline 5 & 4.853 & 4.713 & 4.580 & 4.452 & 4.329 & 4.212 & 4.100 & 3.993 & 3.890 & 3.791 & 3.696 & 3.605 \\ \hline 6 & 5.795 & 5.601 & 5.417 & 5.242 & 5.076 & 4.917 & 4.767 & 4.623 & 4.486 & 4.355 & 4.231 & 4.111 \\ \hline 7 & 6.728 & 6.472 & 6.230 & 6.002 & 5.786 & 5.582 & 5.389 & 5.206 & 5.033 & 4.868 & 4.712 & 4.564 \\ \hlineB & 7.652 & 7.325 & 7.020 & 6.733 & 6.463 & 6.210 & 5.971 & 5.747 & 5.535 & 5.335 & 5.146 & 4.968 \\ \hline 9 & 8.566 & 8.162 & 7.786 & 7.435 & 7.108 & 6.802 & 6.515 & 6.247 & 5.995 & 5.759 & 5.537 & 5.328 \\ \hline 10 & 9.471 & 8.983 & 8.530 & 8.111 & 7.722 & 7.360 & 7.024 & 6.710 & 6.418 & 6.145 & 5.889 & 5.650 \\ \hline 12 & 10.368 & 9.767 & 9.253 & 8.760 & 8.306 & 7.887 & 7.499 & 7.139 & 6.005 & 6.495 & 6.207 & 5.938 \\ \hline 12 & 11.255 & 10.575 & 9.954 & 9.385 & 0.063 & 8.384 & 7.943 & 7.536 & 7.161 & 6.814 & 6.492 & 6.194 \\ \hline 13 & 12.134 & 11.348 & 10.635 & 9.986 & 9.394 & 8.053 & 8.358 & 7.904 & 7.487 & 7.103 & 6.750 & 6.424 \\ \hline 14. & 13,004 & 12.106 & 11.296 & 10.563 & 9.399 & 9.295 & 8.745 & 8.244 & 7,786 & 7.367 & 6.982 & 6.628 \\ \hline 15 & 13.565 & 12.869 & 11.938 & 11,118 & 10.380 & 9.712 & 9.108 & 8.559 & 8.061 & 7,606 & 7.191 & 6.811 \\ \hline 16 & 14.718 & 13.578 & 12.561 & 11.652 & 10.831 & 10.106 & 9.447 & 8.851 & 8.313 & 7.824 & 7.379 & 6.974 \\ \hline 17 & 15.562 & 14.292 & 13.166 & 12.166 & 11.274 & 10.477 & 9.763 & 9.122 & 8.544 & 8.022 & 7.549 & 7.120 \\ \hline & 16.398 & 24.992 & 13.754 & 12.659 & 11.690 & 10.828 & 10.059 & 9.372 & 8.756 & 8.201 & 7.702 & 7.250 \\ \hline 19 & 17.226 & 15.678 & 14.124 & 13.134 & 12.035 & 11.158 & 10.336 & 9.604 & 0.990 & 8.365 & 7.039 & 3,366 \\ \hline 20 & 10.046 & 16.351 & 14.877 & 13.590 & 12,462 & 11,470 & 10,594 & 9.818 & 9.129 & 8.514 & 7.963 & 7.469 \\ \hline 25 & 22.023 & 19.523 & 17.413 & 15.622 & 14.094 & 12.783 & 11.654 & 10.675 & 9.023 & 9.077 & 8.422 & 7.843 \\ \hline 30 & 25.60I & 22.396 & 19.600 & 17.292 & 15.372 & 13.765 & 12.409 & 11.258 & 10.274 & 9.427 & 8.694 & 8.055 \\ \hline 40 & 32.035 & 27,355 & 23,115 & 19.793 & 17.159 & 15.046 & 13.332 & 11.925 & 10.757 & 9.779 & 8.951 & 8.244 \\ \hline 50 & 39.196 & 31,424 & 25.730 & 21.412 & 10.256 & 15.762 & 13.001 & 12.233 & 10.962 & 9.915 & 9.042 & 8.304 \\ \hline \end{tabular} \begin{tabular}{|c|c|c|c|c|c|c|c|c|c|c|c|c|c|} \hline Period & 131 & 141 & 151 & 161 & 171 & 101 & 191 & 201 & 251 & 301 & 351 & 401 & 501 \\ \hline 1 & 0.0115 & 0.077 & 0.070 & 0.162 & 0.055 & 0.047 & 0.140 & 0.833 & 0.800 & 0.769 & 0.741 & 0.714 & 0.667 \\ \hline 2 & 1.660 & 1.647 & 1.626 & 1.605 & 1.585 & 1.566 & 1.547 & 1.520 & 1.440 & 1.361 & 1,289 & 1.224 & 1.111 \\ \hline 3 & 2,361 & 2.322 & 2.213 & 2.246 & 2.210 & 2.174 & 2.140 & 2.106 & 1.952 & 1.016 & 1.696 & 1.509 & 1.407 \\ \hline 4 & 2.974 & 2.914 & 2.055 & 2,791 & 2,743 & 2.690 & 2.639 & 2.589 & 2.362 & 2.166 & 1.997 & 1.049 & 1.605 \\ \hline 5 & 3.517 & 3.433 & 3.352 & 3.274 & 3.199 & 3.127 & 3.058 & 2.991 & 2.689 & 2.436 & 2.220 & 2.035 & 1.737 \\ \hline 6 & 3.991 & 3.818 & 3.784 & 3.605 & 3.589 & 3.490 & 3.410 & 3.326 & 2.951 & 2.643 & 2.385 & 2.168 & 1.1124 \\ \hline 7 & 4.423 & 4.280 & 4.160 & 4.039 & 3.922 & 3.012 & 3.706 & 3.605 & 3.161 & 2.802 & 2.508 & 2.263 & 1.883 \\ \hline 8 & 4.799 & 4,639 & 4.487 & 4.344 & 4.207 & 4.078 & 3.954 & 3.837 & 3.329 & 2,925 & 2.598 & 2.331 & 1.922 \\ \hline 9 & 5.132 & 4.946 & 4.772 & 4.607 & 4.451 & 4.303 & 4.163 & 4.031 & 3.463 & 3.019 & 2.665 & 2.379 & 1.948 \\ \hline 10 & 5.426 & 5.216 & 5.019 & 4.833 & 4.659 & 4.494 & 4.239 & 4.192 & 3.571 & 3.092 & 2.715 & 2.414 & 1,965 \\ \hline 11 & 5.687 & 5.453 & 5.234 & 5.029 & 4.836 & 4.656 & 4.486 & 4.327 & 3.656 & 3.147 & 2.752 & 2.438 & 1.977 \\ \hline 12 & 5.910 & 5.660 & 5.421 & 5.197 & 4.911 & 4.793 & 4.611 & 4.439 & 3.725 & 3.190 & 2.779 & 2.456 & 1.985 \\ \hline 13 & 6.122 & 5.842 & 5.583 & 5.342 & 5.118 & 4.910 & 4.715 & 4.533 & 3.780 & 3.223 & 2.799 & 2.469 & 1.990 \\ \hline 14 & 6.302 & 6.002 & 5.724 & 5.460 & 5.229 & 5,000 & 4.602 & 4.611 & 3.824 & 3.249 & 2.814 & 2.478 & 1.993 \\ \hline 15 & 6.462 & 6.142 & 5.847 & 5.575 & 5.324 & 5.092 & 4.876 & 4.675 & 3.859 & 3.268 & 2.825 & 2.484 & 1.995 \\ \hline 16 & 6.604 & 6.265 & 5.954 & 5.668 & 5.405 & 5.162 & 4.938 & 4.730 & 3.887 & 3.263 & 2.834 & 2.489 & 1.997 \\ \hline 17 & 6.729 & 6.373 & 6.047 & 5.749 & 5.475 & 5.222 & 4.990 & 4.775 & 3.910 & 3.295 & 2.840 & 2.492 & 1.998 \\ \hline 18 & 6.840 & 6.467 & 6.128 & 5.818 & 5.534 & 5.273 & 5.033 & 4.812 & 3.928 & 3.304 & 2.844 & 2.494 & 1.999 \\ \hline 19 & 6.938 & 6.550 & 6.198 & 5.877 & 5.584 & 5.316 & 5.070 & 4.843 & 3.942 & 3.311 & 2.848 & 2.496 & 1.999 \\ \hline 20 & 7.025 & 6.623 & 6.259 & 5.929 & 5.628 & 5,353 & 5.101 & 4.870 & 3.954 & 3.316 & 2.050 & 2.497 & 1.999 \\ \hline 25 & 7.330 & 6.873 & 6.464 & 6.097 & 5.766 & 5.467 & 5.195 & 4.948 & 3.985 & 3.329 & 2.856 & 2.499 & 2.000 \\ \hline 30 & 7.496 & 7.003 & 6.566 & 6.177 & 5.829 & 5.517 & 5.235 & 4.979 & 3.995 & 3.332 & 2.857 & 2.500 & 2.000 \\ \hline 40 & 7.634 & 7.105 & 6.642 & 6.233 & 5.871 & 5.548 & 5.258 & 4.997 & 3.999 & 3.333 & 2.857 & 2.500 & 2.000 \\ \hline 50 & 7.675 & 3.133 & 6.661 & 6.246 & 5.080 & 5.554 & 5.262 & 4.999 & 4.000 & 3.333 & 2.857 & 2.500 & 2.000 \\ \hline \end{tabular} Exhibit 1-B Future Value (Compounded Sum) of $1 Paid In at the End of Esch Period for a Given Number of Time Periods (an Annuity) \begin{tabular}{|c|c|c|c|c|c|c|c|c|c|c|c|} \hline Peried & 11 & 21 & 31 & 41 & 51 & 61 & 71 & 81 & 91 & 101 & 111 \\ \hline 1 & 1.000 & 1.000 & 1.000 & 1.000 & 1.000 & 1.000 & 1.000 & 1.000 & 1.000 & 1.000 & 1.000 \\ \hline 2 & 2.010 & 2.020 & 2.030 & 2,040 & 2.050 & 2.060 & 2.070 & 2.080 & 2.090 & 2.100 & 2.110 \\ \hline 3 & 3.030 & 3.060 & 3.091 & 3.122 & 3.153 & 3.184 & 3.215 & 3.246 & 3.278 & 3.310 & 3.342 \\ \hline 4 & 4.060 & 4.122 & 4.194 & 4.246 & 4.310 & 4.375 & 4,440 & 4.506 & 4.503 & 4.641 & 4.710 \\ \hline 5 & 5.101 & 5.204 & 5.309 & 5.416 & 5.526 & 5.637 & 5.751 & 5.867 & 5.985 & 6.105 & 6.228 \\ \hline 6 & 6.152 & 6.308 & 6.468 & 6.633 & 6.802 & 6.975 & 7.153 & 7.336 & 7.523 & 7.716 & 7.913 \\ \hline 7 & 7.214 & 7.434 & 7.662 & 7.890 & 0.142 & 8.394 & 8.654 & 8.923 & 9.200 & 9.487 & 9.783 \\ \hline 8 & 8.286 & 8.583 & 8.892 & 9.214 & 9.549 & 9.897 & 10.260 & 10.637 & 11.028 & 11.436 & 11.859 \\ \hline 9 & 9.369 & 9.755 & 10.159 & 10.583 & 11.027 & 11.491 & 11.978 & 12.488 & 13.021 & 13,579 & 14.164 \\ \hline 10 & 10.462 & 10.950 & 11.464 & 12.006 & 12.573 & 13.181 & 13.816 & 14.487 & 15.193 & 15.937 & 16.722 \\ \hline 11 & 11.567 & 12.169 & 12.808 & 13.486 & 14.207 & 14.972 & 15.784 & 16.645 & 17.560 & 18.531 & 19.561 \\ \hline 12. & 12.683 & 13.412 & 14.192 & 15.026 & 15,917 & 16.870 & 17.088 & 18.977 & 20.141 & 21.384 & 22.713 \\ \hline 13 & 13.809 & 14.680 & 15.618 & 16.627 & 17,713 & 18,182 & 20.141 & 21.495 & 22.953 & 24.523 & 26.212 \\ \hline 14 & 14.947 & 15.974 & 17.086 & 18.292 & 19.599 & 21.015 & 22.550 & 24.215 & 26.019 & 27.975 & 30.095 \\ \hline 15 & 16.097 & 17.293 & 18.599 & 20.024 & 21.579 & 23.276 & 25.129 & 27.152 & 29,361 & 31.772 & 34.405 \\ \hline 16 & 17.258 & 18.639 & 20.157 & 21.1825 & 23.657 & 25.673 & 27.188 & 30.324 & 33.003 & 35,950 & 39.190 \\ \hline 17 & 18.430 & 20.012 & 21.762 & 23.698 & 25.840 & 26.213 & 30.840 & 33.750 & 36.974 & 40.545 & 44.501 \\ \hline 18 & 19.615 & 21.412 & 23.414 & 25.645 & 28.132 & 30.906 & 33.999 & 37.450 & 41.301 & 45.599 & 50,396 \\ \hline 19 & 20.811 & 22.841 & 25.117 & 27.671 & 30.539 & 33.760 & 37.379 & 41.446 & 46.018 & 51.159 & 56.939 \\ \hline 20 & 22.019 & 24.297 & 26.870 & 29.778 & 33.066 & 36.786 & 40.995 & 45.762 & 51.160 & 57.275 & 64.203 \\ \hline 25 & 28.243 & 32.030 & 36.459 & 41.646 & 47.727 & 54.065 & 63.249 & 73.106 & 84.701 & 98.347 & 114.413 \\ \hline 30 & 34.785 & 40.560 & 47.575 & 56.005 & 66.439 & 79.050 & 94.461 & 113.283 & 136.308 & 164,494 & 199+021 \\ \hline 40 & 48.0186 & 60.402 & 75.401 & 95.026 & 120.800 & 154.762 & 199.635 & 259.057 & 337.0182 & 442,593 & 581.026 \\ \hline 50 & 64,463 & 84.579 & 112.797 & 152.667 & 209.340 & 290.3136 & 406.529 & 573.770 & 015.084 & 1,163.909 & 1.669 .771 \\ \hline \end{tabular} \begin{tabular}{|c|c|c|c|c|c|c|c|c|c|c|c|} \hline Period & 121 & 131 & 141 & 151 & 161 & 171 & 181 & 191 & 201 & 251 & 301 \\ \hline 1 & 1.000 & 1.000 & 1.000 & 1.000 & 1.000 & 1.000 & 1.000 & 1.000 & 1.000 & 1.000 & 1.000 \\ \hline 2 & 2.120 & 2.136 & 2.140 & 2.150 & 2.160 & 2.170 & 2.100 & 2.190 & 2.200 & 2.250 & 2,300 \\ \hline 3 & 3.374 & 3.407 & 3.440 & 3.473 & 3.506 & 3.539 & 3.572 & 3.606 & 3.640 & 3.013 & 3.990 \\ \hline 4 & 4.777 & 4.050 & 4.921 & 4.993 & 5,066 & 5.141 & 5.215 & 5.291 & 5.368 & 5,766 & 6.187 \\ \hline 5 & 6.353 & 6.410 & 6.610 & 6.742 & 6.077 & 7.014 & 7.154 & 7.297 & 7.442 & 0.207 & 9.043 \\ \hline 6 & 7.115 & 0.323 & 0.536 & 0.756 & 0.977 & 9.207 & 9.442 & 9.683 & 9.930 & 11.259 & 12.756 \\ \hline 7 & 10.019 & 10,405 & 10,730 & 11.067 & 11,414 & 11.772 & 12.142 & 12.523 & 12.916 & 15.073 & 17.503 \\ \hline & 12.300 & 12.757 & 13.233 & 13.727 & 14.240 & 14.773 & 15.327 & 15,902 & 16.499 & 19.042 & 23.088 \\ \hline 9 & 14.776 & 15.416 & 16.005 & 16.716 & 17.519 & 20.201 & 19.086 & 19.923 & 20.799 & 25.002 & 32.015 \\ \hline 10 & 17.549 & 10.420 & 19.337 & 20.304 & 21.321 & 22.393 & 23.521 & 24.709 & 25.959 & 33.253 & 42.619 \\ \hline 11 & 20.655 & 21.014 & 23.045 & 26.349 & 25.733 & 27.200 & 28.755 & 30,404 & 32.150 & 42.566 & 56.405 \\ \hline 12 & 24.133 & 25.650 & 27.271 & 29.002 & 30,850 & 32.824 & 34.931 & 37.100 & 39.581 & 54.200 & 74,327 \\ \hline 13 & 28.029 & 25.905 & 32.089 & 34.352 & 36.786 & 39.404 & 42.219 & 45.244 & 41.497 & 68.760 & 97.625 \\ \hline 14 & 32,393 & 34.893 & 37.501 & 40.505 & 43.672 & 47.103 & 50.018 & 54+841 & 59,196 & 86+949 & 127.913 \\ \hline 15 & 37.280 & 40.417 & 43.062 & 47.550 & 51.660 & 56.110 & 60.965 & 66.261 & 72.035 & 109.687 & 167.216 \\ \hline 16 & 42.753 & 46.672 & 50,980 & 55.717 & 60.925 & 66.649 & 72.939 & 79.150 & 87.442 & 138.109 & 218.472 \\ \hline 17 & 41.184 & 53.739 & 59.110 & 65.075 & 71.673 & 70.979 & 07.068 & 96.022 & 105.931 & 173.636 & 205.014 \\ \hline 18 & 55.750 & 61.725 & 68.394 & 75.036 & 84,141 & 93.406 & 103.740 & 115.266 & 128,117 & 210.045 & 371.518 \\ \hline 19 & 63.440 & 70.749 & 78,969 & 88,212 & 98.603 & 110.285 & 123.414 & 138.166 & 154.740 & 273,556 & 483,973 \\ \hline 20 & 72.052 & 80.947 & 91.025 & 102.444 & 115.380 & 130.033 & 146.628 & 165.418 & 186.6Bg & 342.945 & 630.165 \\ \hline 25 & 133.334 & 155.620 & 181.071 & 212.793 & 249.214 & 292.105 & 342.603 & 402.042 & 471.901 & 1,054,791 & 2,348,803 \\ \hline 30 & 241.333 & 293.199 & 356.787 & 434,745 & 530.312 & 647.439 & 790.948 & 966.712 & 1.181 .882 & 3,227.174 & 8,729,985 \\ \hline 40 & 767.091 & 1,013.704 & 1,342+0,25 & 1,779.090 & 2,360.757 & 3,134.522 & 4.163 .213 & 5,529.829 & 7,343.858 & 30,088,655 & 120,392,883 \\ \hline 30 & 2,400,018 & 3,459.507 & 4.994 .521 & 7,217.716 & 10,435.649 & 15,089,502 & 21,813.094 & 31,515.340 & 45,497,191 & 280,255,693 & 1,659,760.743 \\ \hline \end{tabular} Joshua Kelly estimates that taking some classes would result in earning $3,700 more a year for the next 25 years. Based on an annual interest rate of 9 percent, calculate the future value of these classes. (Exhibit 1.A, Exhibit 1-8. Exhibit 1-C. Exhibit 1-D) Note: Use the appropriate factor(s) from the tables provided. Round time value factor to 3 decimal places and final answer to 2 decimal places