Garden Depot is a retailer that is preparing its budget for the upcoming fiscal year. Management has prepared the following summary of its budgeted cash flows: 1st Quarter 2nd Quarter 3rd Quarter 4th Quarter Total cash receipts $ 190,000 $ 340,000 $ 220,000 $ 240,000 Total cash disbursements $ 267,000 $ 237,000 $ 227,000 $ 247,000 The companys beginning cash balance for the upcoming fiscal year will be $22,000. The company requires a minimum cash balance of $10,000 and may borrow any amount needed f