Garth has computed his taxes for last year. He is shocked that he owes the IRS about $23,000. Many factors contributed to this result - far lower deductions than last year, the alternative minimum tax (AMT), a large capital gain, and miscellaneous income for which there was no tax withholding. Since Garth cannot pay the entire amount by April 15, what can he do? Question 16Select one: a. Try to obtain a loan from a lending institution because this will be his least expensive alternative b. File an application for an installment agreement even though he did not file any taxes four years ago c. Wait until he can pay and then notify the IRS d. File a Form 433-F, Collection Information Statement, with the IRS because he owes more than $10,000