Gary and Marlyn were married for nearly 15 years until they separated 2 years ago. Marlyn is now in a common-law relationship with Steve. Gary has spent the majority of his time starting a new business. Gary and Marlyn had a fairly amicable break up and remain cordial. Neither have really seen the need to officially file for divorce. Which of the following are CORRECT reasons why the couple would want to consider taking the step from separation to divorce?