Gayle has a HELOC with MCAP Financial Corporation at an interest rate of prime + 2.25%. Her current balance owing on November 1 is $13,000.00 and she is required to make interest-only payments on the first of every month. The prime rate is set at 4.25%. She makes one payment of $3,000.00 on January 19. Create three months of her repayment schedule. (Round all monetary values to the nearest penny.) (Use a minus sign before the dollar sign to denote a negative monetary value. For example, "$149.63") (Give all "Number of Days" quantities as fractions with denominator 365) Date Balance Annual before Interest Transaction Rate Number Interest Accrued of Days Charged Interest Payment (+) or Advance (-) Principal Balance after Amount Transaction Nov 1 $13,000.00 Dec 1 6.5% Jan 1 6.5% Jan 19 6.5% $3,000.00 Feb 1 6.5%