GD is a long-haul trucking firm that serves customers all over Malaysia, including the East and West. All billing activities, from preparation to collection, are currently managed by staff at the corporate headquarters in Kuala Lumpur. Daily transactions are recorded and deposits made at the firm's bank, Public Bank. You have been hired to make recommendations on how to reduce collection float and thus save money. (d) Discuss the FIVE (5) main reasons why a business holds a liquid asset balance. (10 marks)