Geilo Auto Insurance signed a single-trigger IRM contract with Suisse Re to manage its underwriting and investment risks. The aggregate retention R is set to be 85% of net earned premium. The net earned premium for Geilo Auto Insurance is $2 billion. The aggregate limit is $550 million.

Draw the trigger line of the IRM program corresponding to Geilo Auto Insurances objective in the following graph and indicate the areas where the single-trigger IRM program will be activated using a cross-hatch pattern and also label the underwriting loss ratio (L_u) investment loss ratio (L_i) to the corresponding axes (4 points)