General banking Law

1.Outline the differences between:

a.Conservatorship and Receivership

b.Voluntary and Involuntary Liquidation

2.If you are the depositor having P1,000,000.00 in cold cash, will you deposit said cash in the bank that will give you an interest of 1% per annum or you will invest it in Common Trust Fund under the Trust Department.

a.Which is better between the 2 products of the bank?

b.What are the advantages and disadvantages of these 2 products?

3.Discuss the Single Borrower's Limit.Why do you think it's a limitation in extending accommodation or granting a loan?