Generic numerical entry instructions: Enter only your final numerical answer, rounded and expressed as requested and the only non-number you should enter (if appropriate) is a period as in 12.34 or a minus sign immediately in front of an answer to denote a negative number. The system will insert a comma for you for large numbers. Do not include an equals sign, dollar sign, percent sign, quotes, a space, any text, or punctuation (except the period or minus sign if appropriate). For example, if asked to round to the nearest 2 decimal places, -S1,234.567 should be entered as - 1234.57, not as -$1,234.57 with the dollar sign, not as (1234.57) with parentheses, and not as - 1234.56 which is rounded incorrectly. If asked for the nearest integer, enter 1234 and nothing else. The negative sign (if needed) should be to the left of the + sign on your keyboard. A rate of return of 12.36% rounded to the nearest 3 decimal places should be entered as 0.124, not as 12.4%, not as 0.123, not as 0.1236, etc., but only as 0.124). Please read carefully below for how your answer is to be calculated. The firm you manage expects earnings at the end of the year of $4, and it plans to pay a $1 dividend at that time, and retain the rest of the earnings to invest in new projects with an expected return of 13% per year. Assume your firm will maintain the same dividend payout rate, retention rate, and return on new investments in the future and will not change its number of outstanding shares. What growth rate of earnings do you forecast for your firm? Express your rate of return in decimal format and accurate to the nearest 4 decimal places (e.g., -0.0123 or 0.0246)