1. George has a standard, unendorsed personal auto policy (PAP) with coverage for collision loss (with a $500.00 deductible) and other than collision loss (with a $250.00 deductible). What dollar amount, if any, will his PAP pay for each of the following losses? If a loss is not covered or is not fully covered, explain why. Treat each loss separately ( 3points each):

1. Georges car collides with a moose. The damage will cost $7,000.00 to repair.

7000 250 = 6750 total money deductible

2. A thief breaks into Georges car and steals compact discs valued at $1,500.00.

Nothing would paid

3. George earns extra money after class by transporting Amish farmers to and from the feed store to order and pickup supplies. During one of these trips, he lost control of his vehicle hit a telephone pole, causing $6,000.00 in damage to his vehicle.

Nothing would paid because of public

4. While driving a friends older vehicle with permission, George bottoms the vehicle while crossing railroad tracks. The car valued at $2,500. is a total loss because the undercarriage (bottom) of the car would cost $3,000 to repair. The friend just carries minimum liability limits on his vehicle.

3000-2500=500 will paid $500

5. George strikes a drunken pedestrian who was jaywalking across State Street. The impact of the pedestrian caused $1,300.00 in damage to his vehicle.