George is 75 years old and has a spouse, Gertie, who is 72 years old. Gertie has no income. George earns $1,200 in pension income. What credits does George have available to reduce his income? Personal tax credit, age credit, spousal credit, pension credit, age credit transferred from Gertie Personal tax credit, age credit, spousal credit Personal tax credit, age credit, spousal credit, pension credit Personal tax credit, age credit, pension credit