George plays rugby every weekend. During a scrum, George got tangled up awkwardly, fell, and then felt excruciating pain in his rib cage. After everyone separated, it was clear that George suffered multiple compound fractures. Rushed to the nearest hospital by his teammates, George had to undergo emergency surgery to reset the bones and ensure neither of his lungs got punctured. Luckily, George had health insurance. George’s health insurance plan had a $161 monthly premium, a $550 deductible, and a $2,500 out-of-pocket maximum. George’s copay for emergency room visits was $255 and his coinsurance rate was 80/20, so he paid 20% of the bills after his deductible and copays had been paid. If George’s total bill came to $17,800, detail his portion of payments necessary to settle his hospital bill.

• Hospital bill subject to insurance benefit
• George's share of co-insurance
• George's total responsibility for hospital bill